plugmyagent

YNAB API

Banking & Budgeting Free key (no card)

AuthenticationFree key (no card)
Rate limit200 requests/hour per personal access token.

Documentation: api.youneedabudget.com ยท Checked Sep 13, 2026

About

The official YNAB (You Need A Budget) API provides read/write access to budgets, accounts, transactions, categories, payees, and scheduled transactions. Access uses a free personal access token generated in YNAB account settings; one caveat. You need an active YNAB account (trial or paid) to have data to connect. Rate limited to 200 requests/hour per token.

Details

Free to start. You may need a free key, but no credit card.

Auth: Free key (no card)

Rate limit: 200 requests/hour per personal access token.

Verified: 2026-09-13

Best for: Budget dashboards Spending analysis Savings automation

Read the docs Back to catalog

Setup

  1. Have (or trial) a YNAB account with some budget data.
  2. Generate a personal access token in YNAB account settings.
  3. Send it as Authorization: Bearer <token> to https://api.ynab.com/v1.
Sign up